Owner Financing Available! Wish to own a slice of paradise? At extremely affordable prices? You can now! Quit looking at houses where you must settle for what someone else designed and built. Or wind up having to spend more money to remodel the home to your family's specific needs. Build your “Dream Home” at Mallard Baye, a wonderful Cherokee Lake community nestled between Morristown and Jefferson City. This is an exceedingly rare, limited opportunity to own a parcel of land a stone's throw from Cherokee Lake at historic low prices. Lot 176 is .85 of an acre. The lot is wooded, creating the opportunity to leave enough mature trees to provide privacy, shade, and a luxurious canopy for your landscaping, as you build your home. The lot is not lakefront but within 9 miles you can find 8 launching sites for your boat and 5 marinas to keep you boat year-round. AND, get this, city water is available on this lot, saving you the cost of having to drill a well! Property taxes for this slice of paradise are less than $200 per year. High HOA fees? Mallard Baye also has the lowest HOA fees in the area at only $75 per year. Yes, you read correctly, $75 per year, not per month. Close to Jefferson City and Morristown. Jefferson Memorial Hospital is 12 miles away. Walmart is 15 miles. Restaurants, malls, theaters, schools, and retail shops are all nearby. And, if you want more things to do, Knoxville, Tennessee's third largest city with a population of 191,000 plus, is 37 miles away. Want to feel like a tourist? Pigeon Forge and Gatlinburg, recognized as the “Gateway to the Smokies”, are 44 miles away. Tennessee, a state that offers the advantage of NO State Income Tax and some of the lowest property tax rates in the nation. Four full, mild seasons, within a day's drive of most of the nation, and the Great Smoky Mountains in its backyard. You can have this and access to Cherokee Lake, with its world-renowned fishing, boating, and recreation activities. Live the Cherokee Lake Life!